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	<title>Total Home Loans &#187; Bad Credit</title>
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	<description>Want to Save Money?- Let An Ex Banker Show You How</description>
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		<title>Bad Credit Strategies</title>
		<link>http://www.totalhomeloans.com.au/bad-credit-strategies</link>
		<comments>http://www.totalhomeloans.com.au/bad-credit-strategies#comments</comments>
		<pubDate>Fri, 26 Oct 2007 02:41:43 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Ratings]]></category>
		<category><![CDATA[Debt Consolidation]]></category>

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		<description><![CDATA[Maybe it&#8217;s a sign of the times, but over the last few months I have been asked more and more about how people with bad credit problems can get out of their situation. The term bad credit usually pops up when people are applying for loans, and in a lot of cases the applicants don&#8217;t [...]]]></description>
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		<title>Bad Credit Loans</title>
		<link>http://www.totalhomeloans.com.au/bad-credit-loans</link>
		<comments>http://www.totalhomeloans.com.au/bad-credit-loans#comments</comments>
		<pubDate>Fri, 19 Oct 2007 13:56:23 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Ratings]]></category>
		<category><![CDATA[Home Loans]]></category>

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		<description><![CDATA[Over the last few months there has been a lot of talk in the newspapers about the sub prime crisis in the United States. What does this mean? It is quite a complex story, but the bottom line is that many lenders in Australia will be affected and rates will go up. Although most if [...]]]></description>
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		<title>Home Loan Ebook Now Available</title>
		<link>http://www.totalhomeloans.com.au/home-loan-ebook-now-available</link>
		<comments>http://www.totalhomeloans.com.au/home-loan-ebook-now-available#comments</comments>
		<pubDate>Tue, 04 Sep 2007 12:04:49 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Bad Credit]]></category>
		<category><![CDATA[Credit Ratings]]></category>
		<category><![CDATA[Debt Consolidation]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[No Deposit Home Loan]]></category>

		<guid isPermaLink="false">http://www.totalhomeloans.com.au/home-loans/home-loan-ebook-now-available-28/</guid>
		<description><![CDATA[At last I have finished the first draft of the Home Loan Ebook I have been promising. To obtain it you just need to leave a comment requesting it and I&#8217;ll email it to you. Feel free to make any comments as to how you think it might be improved, I am always keen to [...]]]></description>
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		<title>Bad Credit Mortgage Refinancing</title>
		<link>http://www.totalhomeloans.com.au/bad-credit-mortgage-refinancing</link>
		<comments>http://www.totalhomeloans.com.au/bad-credit-mortgage-refinancing#comments</comments>
		<pubDate>Sun, 03 Jun 2007 07:21:57 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Bad Credit]]></category>

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		<description><![CDATA[In this article I will explain how bad credit mortgage refinancing works. If you have bad credit, mortgage refinancing will be a challenge for you. In the first place, most banks will turn you away and you will have to consider alternative lenders. Fortunately, there are many lenders who specialise in lending to people with [...]]]></description>
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		<title>Second Mortgage Bad Credit</title>
		<link>http://www.totalhomeloans.com.au/second-mortgage-bad-credit</link>
		<comments>http://www.totalhomeloans.com.au/second-mortgage-bad-credit#comments</comments>
		<pubDate>Sun, 27 May 2007 03:18:03 +0000</pubDate>
		<dc:creator>Michael</dc:creator>
				<category><![CDATA[Bad Credit]]></category>

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		<description><![CDATA[A friend of a client contacted me recently, and when I answered his call he said “I need a second mortgage bad credit loan quick”. Naturally I asked him exactly what he meant. I gathered he was in some sort of financial difficulty, but I needed specifics. Before I tell you what he told me, [...]]]></description>
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